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Home Loan | Comingfly


Home Loan



 Features and Benefits

Get a home loan up to Rs. 3.5 crore from Bajaj Finserv at lowest interest rate in India with added features like additional top-up loan and doorstep service.

Whether you’re looking to purchase your first home, or you want to construct your own house, or if you just want to renovate your current home, our home loan offerings meet all your requirements. You can also reduce your home loan EMIs by transferring your existing home loan to us at lowest rate of interest in India, plus a top up loan up to 50% of your sanctioned home loan amount.

So apply online for a Bajaj Finserv Home Loan today, and get instant approval on your Home Loan.

Here's a look at different features and benefits of home loans from Bajaj Finserv:


Pradhan Mantri Awas Yojna (PMAY)

Home Loans get more affordable than ever, with assistance from the Pradhan Mantri Awas Yojna (PMAY) for first-time homeowners. Reduce your Home Loan EMIs with PMAY, by getting a Home Loan at an interest rate of just 6.93%*, and save up to Rs. 2.67 lakh on interest*. Get a Home Loan under PMAY even if your parents own a home, and thus have the chance to become a homeowner yourself.


Easy Balance Transfer Facility

Refinance your existing home loan with Bajaj Finserv, with minimal documentation and faster processing. Apply for home loan transfer, and get a top-up loan at nominal interest rate.


Top-up Loan

Finance your other requirements with a high-value top-up loan over and above your existing housing loan. Get a top-up loan up to Rs. 50 Lakh without any extra documentation, at nominal rate of interest.

·    Eligibility Criteria for Home Loan


To avail a Home Loan from Bajaj Finserv, you only need to meet the basic eligibility criteria:


Eligibility Criteria
For Salaried Individuals
For Self-Employed Individuals
Age of the applicant
23 to 62 years
25 to 70 years
Work experience
3 years and above
5 years and above
Minimum CIBIL score
750
750
Maximum loan amount
Rs.3.5 crore
Rs.5 crore
Minimum property value
Rs.15 lakh
Rs.15 lakh


·   Documents required for a Home Loan

The documents required in order to apply for a Bajaj Finserv Home Loan include
 
o    KYC Documents
o    Address Proof
o    Identity Proof
o    Photograph
o    Form 16 or the latest salary slips and bank account statements of the previous 6 months.
Self-employed individuals will also be required to provide a document for proof of business of minimum 5 years.


How to Apply for Home Loan?


Applying for a Bajaj Finserv Home Loan is easy. Just follow these steps:

Step 1 :

Fill the online application form.

Step 2 :
Our representative will contact you and take the process forward.

Step 3 :

Pay the online secure fee to book the offer.

Step 4 :

Submit scanned copies of your documents online.



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