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What is Lack of knowledge? | Comingfly

What is Lack of knowledge?



The Lack of knowledge is become a quick affair. It is a simplified
 payment option being operated by National Payments
Corporation of India (NPCI), allowing you to instantly
transfer money between any two bank accounts
using a PIN. Now, while this mode of transfer is
convenient and easy, there are certain downsides to it
that can put you in helpless situations.

Lack of knowledge and accidental transfers are the
main reasons why users get tricked into these frauds.
Please ensure you DO NOT fall for such scams. Such
people might contact you through:

Calls:

Calls are the most common form of UPI frauds, since
there's a direct contact, giving the fraudster full
control of the victim's account. These fraudsters may
sometimes even pose as government officials to
scam people

SMS:

Suspicious activity
alert! Unknown
transactions have
been made on
your debit card.
Please share your
UPI ID, UPI PIN
and Card details
immediately so
we can look into
the matter.

Although most people prefer making UPI payments
using a smartphone, please be informed that UPI can
be accessed even through a basic feature phone.
Therefore, never share your bank details or UPI ID and
PIN through SMS or by means of text messages with
anybody.
E-mails: Some of these fraudsters also send emails
to users asking for their UPI information. As a
common example, people might receive emails about
how they've been double charged for a certain item
they bought online. Further, they ask these users for
their UPI ID and PIN with an intention to return their
money, creating false hopes to retrieve information

Fake bank apps:

MOBILE BANKING

UPI ID

UPI PIN

XXxoxox
XXwwxx

SUBMIT

Fraudsters can go up to the extent of designing fake
apps to extort money. They confuse people into
downloading these fake apps, which when entered
with bank details of the customer, saves it. They later
use this information to steal money from their
accounts. Therefore, always verify before
downloading payment related applications on

Fraudsters can go up to the extent of designing fake
apps to extort money. They confuse people into
downloading these fake apps, which when entered
with bank details of the customer, saves it. They later
use this information to steal money from their
accounts. Therefore, always verify before
downloading payment related applications on your
mobile.


Frauds can happen wherever there's money involved
It can happen on the phone, on the internet or even
during a face to face conversation. Through this
advisory, we want to reaffirm our customers that ixigo
does not indulge in stocking

Note: UPI-PIN (UPI Personal Identification Number) is
a 4-6 digit passcode you create/set when you
register for the first time. You have to enter this UPI
PIN to authorise all bank transactions. UPI frauds are
highly dependent on your UPI PIN. Under no
circumstances must you share your UPI PIN details
with anybody else.

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